Dave Ramsey

This simple way to manage your household income and expenses includes a stylish cover, places for your checkbook and check register, memo pad, debit card holders, extra cash-management envelopes and a PDF guide to the envelope system.

Dave Ramsey knows what it's like to have it all. By age twenty-six, he had established a four-million-dollar real estate portfolio, only to lose it by age thirty. He has since rebuilt his financial life and, through his workshops and his New York Times business bestsellers Financial Peace and More than Enough, he has …